Which insurance do you think is the best?

alicia7b(z7b/8aNC)July 12, 2006

We've had the same insurance company for years but the new agent is really sorry. Any suggestions?

Thank you for reporting this comment. Undo

I'm real happy with Farm Bureau. You get a discount if you have policies covering property and cars. They even offer health and health for pets.

    Bookmark   July 12, 2006 at 5:12PM
Thank you for reporting this comment. Undo
gurley157fs(zone 7/8sc)

What kind of insurance are you looking for? Home, auto, life?
We use three different insurance companies. I recently re-did my homeowners policy and went on-line to investigate the different companies. I searched for 'complaint name of company' and came up with some interesting (scary) results. I also checked them out with Standard and Poor (I think that is the correct name).

I ended up staying with the same company I had before because of their history of making good on claims. They are more expensive but a cheap policy won't do me any good if they won't pay.

    Bookmark   July 13, 2006 at 8:42PM
Thank you for reporting this comment. Undo

2nd that on Farm Bureau. I know there are cheaper insurance companies, but the few times we have made a claim with Farm Bureau, it was no hassles. We have home, car, business insurance with them.

    Bookmark   July 22, 2006 at 1:50PM
Thank you for reporting this comment. Undo

Farm Bureau is the first company I'm going to look at. This is for home, car, liability insurance. My MIL has Farm Bureau and really likes them as well.

    Bookmark   July 22, 2006 at 3:19PM
Thank you for reporting this comment. Undo

USAA. They do military people, but if you have ANY convoluted connection, you can become a member. For example, my son is a member - thru me to my husband to his exwife to her father who was a veteran. You can bet my son does not know who his stepfather's exwife's father is. I think all you need is your distant relations's member number.

    Bookmark   July 24, 2006 at 10:52AM
Thank you for reporting this comment. Undo
Pamela Church

Horace Mann/Teacher's Insurance - The only catch being you must either be in education or be retired from education.

We actually wanted to go with Farm Bureau first, but the agents' office here is very badly run. After waiting twice for 45 minutes each time, and still no service (agents walking by with coffee, chit-chatting, etc.), we said "forget this".

The sad thing is - the farm bureau claims office is very well run - some of the nicest people. But many people I've talked to here have gone to other companies because of the rudeness of the other office.

    Bookmark   July 25, 2006 at 8:15AM
Thank you for reporting this comment. Undo
rootdiggernc(Z-7A NC)

Any suggestions for Health Insurance for the self employed? Major Medical would work, but would also like to find some basic Dental Insurance and prescription meds too. Most of what we've looked at has a huge deductibles and hellacious price tags.

    Bookmark   July 26, 2006 at 4:59PM
Thank you for reporting this comment. Undo
Tammy Kennedy

ck with blue cross. i thought based on what had happened to some friends the rates they'd quote me w/athsma &past issues would be awful, but they were 200 a month cheaper than through pete's work. and they can't raise your rates independantly- only with your age group (which jumps on the 5's). nor can they cancel you. so once you're in, it's good. so now the kids & i are independant. we aren't on the dental, b/c it was more, but not by much. prescripts plans aren't horrid, but they aren't the best. you choose the deduct, which sets the rates. the drug copays are high, i think. 10, 35, 50. but it's worth a quote anyhow. good luck! tam

    Bookmark   August 22, 2006 at 11:15PM
Thank you for reporting this comment. Undo
rosebush(z7 NC)

Would be happy to help anyone if you send email. Just happen to be an independent Life & Health agent as well as a gardener. :) NOT trying to sell, just for info on rates, carriers and plans. Can tell you BCBSNC has lowest rates for individual plans where I live. Other carriers have lower premiums, but the coverage is not as rich either. But if major med is what you're looking for, there are other respected carriers. Just make sure there is an extensive provider network in your area. Otherwise, your out-of-pocket expense will be high.

    Bookmark   August 30, 2006 at 1:08PM
Sign Up to comment
More Discussions
Heirloom Seeds
Greetings! I've been away for a while. Puzzled by...
Harvesting Japanese Persimmons
My 5-year old Fuyu persimmon tree has fruit on it for...
Ralph Whisnant
Potatoes in Raleigh
Can anyone recommend potato varieties to grow in Raleigh?...
What's this cold doing to my Gardenias
I planted 2 Frost Proof Gardenia's last September....
Gigi z 7B, SC, USA
Is it difficult to grow dahlias in NC? Which are easier?
There are lists of most likely to succeed? But what...
Sponsored Products
Handmade Wood-Print Flask
| Dot & Bo
Premium Select Venetian Bronze 54-Inch Ceiling Fan with Dark Oak Hand Carved Lea
$608.00 | Bellacor
Faux Wood Vertical Blinds. Free Samples and Shipping!
Kraus Ventus Single Lever Vessel Faucet with Pop Up Drain
Home Collection Wall-Mount Toilet Brush Holder - Frosted Glass
Signature Hardware
Arteriors Home - Halton Dining Table - 2415-T
Great Furniture Deal
Jaipur Maroc Amina Flat Weave Geometric Pattern Wool Handmade Rug - RRC001010-01
$58.00 | Hayneedle
Beaumont Concealed 1 Outlet Twin Thermostatic Shower Valve (Slim)
Hudson Reed
© 2015 Houzz Inc. Houzz® The new way to design your home™