Insurance for farmer's markets - Ontario

magz88(5a - Central Ontario)May 7, 2012

I am just posting this for future market gardeners who may be having a hard time finding affordable liability coverage for market sales at an afforable price.

I am switching my HOME insurance to a company called:

Peel Maryborough Mutual Insurance Company

The policy is a country living policy and I signed up for the liability coverage for $50 for the year which covers me for up to $5000 of produce sales (the rate increases for higher amounts).

I have had such a difficult time finding someone to insure us at reasonable cost I felt it was worth posting this for others.

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myfamilysfarm

Do you know if they are only in Canada?

    Bookmark   May 8, 2012 at 6:01PM
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magz88(5a - Central Ontario)

It doesn't look like it Marla, the broker map is just Ontario not even Canada-wide.

Here is a link that might be useful: Broker Map

    Bookmark   May 8, 2012 at 6:30PM
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myfamilysfarm

Ok, just wondered.

    Bookmark   May 9, 2012 at 5:31PM
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magz88(5a - Central Ontario)

I just got a call from the insurance guy and it turns out he was wrong - they do NOT cover the liability at the farmer's market. So - I take it back! :)

    Bookmark   May 14, 2012 at 2:47PM
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myfamilysfarm

Mine is classified as a small footage retail space. That's how one company called it, so that what my agent went with.

    Bookmark   May 14, 2012 at 8:20PM
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