Do not panic. Your tree may need a bit of fertilizer or a change in the watering schedule. On these fig forums, telling us that your trees are covered in fruit might amaze many others, as so many people get leaves but no or little fruit.

How to tell when the fruit is ripe? When it looks about ripe, and is soft to the touch, yank one off the tree and taste it. I prefer my figs squishy, but the birds get them the very day they come ripe. It's a battle.

Do not tear out the tree. Experiment with fertilizer (not much), more or less watering, and maybe some mulch around the base. Every change you make will have results one way or the other.