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Lost your plan? Share your story!

Posted by nikoleta (My Page) on
Thu, Nov 7, 13 at 15:13

Mark Twain once said “Never tell the truth to people who are not worthy of it.”

That may explain why Democrats are still lying to us. They see the American people as simply "not worthy" of the truth.

Obamacare was sold with this Democrat promise:

"If you like your health care plan, you can keep it. Period."

Last I heard, the promise was still on the White House website. But it's not true.

If you want to share your own story as someone Democrats thought "unworthy" of the truth, the link below welcomes your input.

Rise up. Have your say. Show your fellow Americans who is telling the truth. Since October 1, they've pretty much figured out who isn't.

Here is a link that might be useful: Lost your plan? Tell America!


Follow-Up Postings:

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RE: Lost your plan? Share your story!

I had one of those "Mini-Med" polices from McDonalds? The one with the $700 a year from my pocket premium? And the annual limit on payout was $2,000?

The Socialist Kenyan Usurper and his Band of Marxist Job Killing Regulators promised, PROMISED, no, PROMISED I could keep it? And like they wouldn't let me now and its just giving the critics fits.

I want my freedom to make a fool of myself and call this insurance, and if I get sick, stick it to the tax payer. And liberty too.

Here is a link that might be useful: yes, really, they sold policies like that


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RE: Lost your plan? Share your story!

If you want to share your own story as someone Democrats thought "unworthy" of the truth, the link below welcomes your input.

Oh good grief.


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RE: Lost your plan? Share your story!

The Cozening...


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RE: Lost your plan? Share your story!

It has become infinitely simpler to stop even reading these threads than it is for the forum rank and file to stop responding to them.

JMHO. Carry on.


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RE: Lost your plan? Share your story!

A perfect example of the type of op that people were referring to on the thread linked below where so many stated why they were either no longer participating on HT or rarely doing so.

Here is a link that might be useful: link


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RE: Lost your plan? Share your story!

The woman, a thin 61-year-old who refused to give her name, citing privacy concerns, had come to the public library here to sign up for health insurance through Kentucky’s new online exchange. She had a painful lump on the back of her hand and other health problems that worried her deeply, she said, but had been unable to afford insurance as a home health care worker who earns $9 an hour.
Within a minute, the system checked her information and flashed its conclusion on Ms. Cauley’s laptop: eligible for Medicaid. The woman began to weep with relief. Without insurance, she said as she left, “it’s cheaper to die.” [...]

After Samantha Davis helped Deborah and Joseph Willis enroll in Medicaid one morning at a Family Health Centers clinic, Mrs. Willis, 49, told her how she felt some doctors and nurses had treated her unkindly because she lacked insurance. “Maybe they’ll look at me a lot different now,” she said.

As the couple prepared to leave the clinic, Mr. Willis, who is 55 and has severe foot and back pain from injuries but has not seen a doctor in years, turned to Ms. Davis and extended his hand.

“God bless you,” he said. [...]

Through the exchange, Mr. Elson, 60, who has advanced diabetes and kidney disease, was offered a choice of 24 health plans, with premiums ranging from $92 to $501 a month after the subsidy. But if he felt elation or relief, he was too preoccupied to show it.

Bleeding at the back of his eyes, caused by a complication of diabetes, had blurred his vision. He had run out of insulin the previous week and had not refilled his prescriptions, which cost almost $500 a month, because a recent tax bill had depleted his bank account. He had an appointment with an eye specialist that afternoon, and the possibility of more debt was hanging heavily over him. [...]

“I’m hoping once I have insurance that I can sit down and figure out a budget and see if I have to bankrupt,” he said. [...]

“It’s not a fact that I want to sponge off of somebody,” he said. “I want to be able to pay my bills and be able to go through life without feeling I owe somebody.”


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RE: Lost your plan? Share your story!

"It has become infinitely simpler to stop even reading these threads than it is for the forum rank and file to stop responding to them."

What brought you here in the first place???

By all means, scroll on by! This thread offers a resource for the VICTIMS of obamacare. It has nothing to do with any of you libs.

You haven't lost insurance you wanted to keep. You haven't been hit with premiums you can't afford, and you haven't learned you are unable to qualify for a subsidy you really need.



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RE: Lost your plan? Share your story!

So far no "victims". What are you going to do? Make some up maybe?


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RE: Lost your plan? Share your story!

This thread offers a resource for the VICTIMS of obamacare. It has nothing to do with any of you libs.

You haven't lost insurance you wanted to keep. You haven't been hit with premiums you can't afford, and you haven't learned you are unable to qualify for a subsidy you really need.

What does that mean? Only conservatives have lost their wonderful and fabulous health care policies? Only conservatives can't afford their new premiums?

Hmmm....


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RE: Lost your plan? Share your story!

I keep asking, but I get no answer. I'll try again...

nik - what is your solution? What do you want to have happen? Go back to what we had before the ACA? Single payer?

I wonder why nik won't answer such a simple question. I mean, given all the threads she started on the topic, you'd think she'd have some ideas. No?


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RE: Lost your plan? Share your story!

"This thread offers a resource for the VICTIMS

and what a resource it is!!! Lots of advice, how to cope, where to look for alternatives to the lost policies, compassion and sympathy for your predicament and so on.


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RE: Lost your plan? Share your story!

It has nothing to do with any of you libs.

You haven't lost insurance you wanted to keep. You haven't been hit with premiums you can't afford, and you haven't learned you are unable to qualify for a subsidy you really need

That is quite an assumption. Have you spoken to everyone to know that as a fact? How would you know how the ACA has affected anyone either way unless they stated so?


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RE: Lost your plan? Share your story!

resource for the VICTIMS of obamacare.

A resource? I'm breaking my resolve here. Telling someone to scroll on by is so dismissive when you, nik, do little more than flail uselessly to make your now tedious tunnel-visioned "points".

And yes, a fortunate liberal, I do have good health insurance so I'm not subject to the trials and tribulations which are very real to those who do not. Everyone should have a fair shot - Obamacare, warts and all, is trying to provide that chance.

I'll scroll on by at my own choosing, thank you.


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RE: Lost your plan? Share your story!

Hey epi! Got any examples of anyone who didn't qualify for a subsidy? Huh? How much are they saving? Did their policy coverage increase and their premiums go down?

Never mind. Wouldn't believe it anyway. Not at this point.


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RE: Lost your plan? Share your story!

I went to the link posted by the op. What I discovered is a group of people complaining that they lost there "pretend insurance policies" and are required to change to insurance policies that actually will cover you if you are ill. Also a good many of these individuals were of an age when your insurance premiums skyrocket because as you age it's more likely that you will get sick and actually need coverage. My insurance premiums have gone up every single year for as far back as I can remember, and my coverage has often shrunk while premiums increase. This is not due to the ACA, but the insurance companies assuring an extremely high profit margin.

The ACA is not "the government" taking over your healthcare, it's a law regulating insurance companies as to who and what they must cover. If you think that's a bad thing you've never had a family member really get sick or a doctor telling you that you really need this treatment to get well but the insurance company said "no".

Insurance companies are still in charge of your healthcare, not the government or you doctor. What this law has done is level the playing field making sure that basic healthcare is provided.

If you don't think it's better then what we had before, you've never needed it. And yes it will take awhile to shake things out, but unless we have single payer system at least its a start.


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RE: Lost your plan? Share your story!

I have a friend who's policy went up in price- thanks to Obama care- then he found out he was eligible for Medicaid. This guy has a contractor's license and is always working various handyman jobs. Even if he over reported his income and used Obama care his premiums would be much less for much more coverage than his old insurance.

I have many more stories like this because I live in an apartment and know most of the people in the building.

Doesn't it bother the teapotty that the wealthy Koch brothers are buying them lock stock and baloney barrel?


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RE: Lost your plan? Share your story!

"Telling someone to scroll on by is so dismissive when you, nik, do little more than flail uselessly to make your now tedious tunnel-visioned "points"."

So don't bring it up.
Posted by duluthinbloomz4 Thu, Nov 7

"It has become infinitely simpler to stop even reading these threads than it is for the forum rank and file to stop responding to them."

Changing your mind is your call. I couldn't care less.
********************************************************************** **
"Lots of advice, how to cope, where to look for alternatives to the lost policies, compassion and sympathy for your predicament and so on."

I do not believe Americans are well served with "advice" on "how to cope" with being abused by those in positions of power. That is not a healthy way for the victim to deal with victimization, although secrecy and compliance are exactly what abusers need to maintain control.

MyCancellation victims are simply exposing Democrats as the abusers they are. I'm guessing it's somewhat therapeutic to be able to document that "you can keep your plan" was always a lie, and every Democrat who uttered the lie knew exactly what he or she was doing.


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RE: Lost your plan? Share your story!

So, nik, what do you think should happen? Single payer? Repeal the ACA and go back to what we had before?

Why won't you answer the simplest of questions?


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RE: Lost your plan? Share your story!

Nik, Mrs, Demi ,October et al...never answer a direct question because they haven't got an answer that can stand scrutiny. Worse yet they have absolutely no idea about alternatives or modifications to the ACA that would benefit the American people.

Their overwhelming consummation with their dislike ( kind word on my part) of this President prevents them from rationale discourse on the serious issues that face Americans with regards to health care....or anything else for that matter.

Its not about the ACA...it's about President Obama but they haven't the courage to say so.


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RE: Lost your plan? Share your story!

Posted by chase z6 (My Page) on
Thu, Nov 7, 13 at 21:19

Nik, Mrs, Demi ,October et al...never answer a direct question because they haven't got an answer that can stand scrutiny. Worse yet they have absolutely no idea about alternatives or modifications to the ACA that would benefit the American people.

Their overwhelming consummation with their dislike ( kind word on my part) of this President prevents them from rationale discourse on the serious issues that face Americans with regards to health care....or anything else for that matter.

Its not about the ACA...it's about President Obama but they haven't the courage to say so.


*

You should remember to stick to talking about your opinion and not speaking for me as to why I don't post or do not post and why I post what I post and you should not say I lack courage.

Your post was full of personal insults, more than a few, and definite misrepresentations of me and false statements about my knowledge and about my motives, of which you know nothing.

I think you owe me apologies for that post.

The others, too.

This post was edited by demifloyd on Thu, Nov 7, 13 at 22:30


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RE: Lost your plan? Share your story!

insults? No. Observations? yes.

Chase's post clearly was her opinion/observations....in lower case letters.

And for nikoleta....why the exclamation point in the subject line. What was your thinking in that punctuation choice because, as I'm sure you know, titles typically aren't punctuated.


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RE: Lost your plan? Share your story!

The real players all know that the ACA is about busting the collusion. It's essentially a way to implement the anti-trust law. After the dust settles, and a few more go-rounds in Congress, we will have affordable health care, even if we don't have a healthy population.

Because even the greediest of greed heads understand that sick people don't add to the GNP.


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RE: Lost your plan? Share your story!

According to new figures (math) we need 67.5%, or 2.7 million of the 26 year old men and women who are currently insured through a parent's policy to sign up on the exchange. In other words, drop the free policy that mom and dad are paying and pick up the tab. That's not going to happen.

Or, middle aged and up will be paying a very high price for mediocre health care.

Finally, many are unfazed by having to pay a tax penalty to the government if they don’t sign up. The first-year penalty would be only $95 or 1 percent of household income. It’s also unclear whether the Internal Revenue Service would ever get around to assessing the penalties. The earliest the IRS could begin identifying scofflaws is the summer of 2015, after all the 2014 tax returns are processed.

“You have to be able to check who didn’t get insurance, which of course is a non-event, so there’s no documentation,” Antos said. “In other words, it is practically impossible [for the IRS] to identify those who didn’t buy insurance unless people want to volunteer. But only an idiot would volunteer that he owes you some money �" and young people aren’t that stupid.” The Fiscal Times.

The ACA theory sounds great on paper and in words, but it's a very poor business plan that may only create more profits for insurers and leave the older citizens paying a fortune for health care.

As an older citizen, age 63 and still working, I'm very aware of the high premiums (for me) associated with ACA.

BTW. people receiving subsidies is a 5 to 1 ratio. That is going to drive up premiums for all applicants.

Bring home the money from foreign interests and everybody has healthcare.

This post was edited by brushworks on Fri, Nov 8, 13 at 8:03


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RE: Lost your plan? Share your story!

So brush, you are shopping the exchanges for yourself?


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RE: Lost your plan? Share your story!

"Nik, Mrs, Demi ,October et al...never answer a direct question because they haven't got an answer that can stand scrutiny."

You should probably keep your day job, because mind reading isn't your thing. I have been very clear that the president gave his word and he needs to keep it.

"If you like your plan you can keep your plan, period."


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RE: Lost your plan? Share your story!

I don't think it's President Obama that's changing any plans on insurance customers... if plans are changing.


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RE: Lost your plan? Share your story!

Yes, nik, you have been clear on what you want to say but you won't answer a direct question. And to anyone reading this, the fact that you won't answer any questions to YOU should be very telling.

I think it is because there is nothing to say about the Republicans plan to improve American healthcare. Therefore, there is no answer to that question. And lest you claim you don't know what the question is, here it is:

So, nik, what do you think should happen? Single payer? Repeal the ACA and go back to what we had before?


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RE: Lost your plan? Share your story!

Nik, my post was in reference to this question and a similiar one asked by ne.

"nik - what is your solution? What do you want to have happen? Go back to what we had before the ACA? Single payer?

I wonder why nik won't answer such a simple question. I mean, given all the threads she started on the topic, you'd think she'd have some ideas. No?"

.................................................

" I have been very clear that the president gave his word and he needs to keep it.

"If you like your plan you can keep your plan, period."

That is not an answer to the question posed unless you are saying that if the law was changed so that everyone could keep their non compliant policies you would consider the ACA a solution .......is that what you are saying..?


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RE: Lost your plan? Share your story!

Whoa, whoa, chase! Not so many words all at once - you'll confuse her.


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RE: Lost your plan? Share your story!

meow


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RE: Lost your plan? Share your story!

"meow."

Yep. I have a list of SOBs and I'm thinking about expanding it.

I don't come here to attack other posters, and have no interest in wasting my time on those who do.


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RE: Lost your plan? Share your story!

Well you sure don't come here to have a discussion!


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RE: Lost your plan? Share your story!

Hey epi! Got any examples of anyone who didn't qualify for a subsidy? Huh? How much are they saving? Did their policy coverage increase and their premiums go down?
Never mind. Wouldn't believe it anyway. Not at this point.
.

Hey October, your snark aside, where are all these victims? So far no one has heeded the call to post their personal horror stories. So far we only have the same stories, many debunked, from the same posters but no personal stories and certainly no hoards of people stepping forward with their personal nightmares. We have had personal stories from those who have found better rates and programs but not the other way around.

The onus is on you to provide the proof, not me, and hearsay is not proof. So far nothing, nada, zilch,...


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RE: Lost your plan? Share your story!

I scrolled on by this whole entire thread. How many threads will you start on this subject to try to make your LAME point, Nik?


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RE: Lost your plan? Share your story!

Yu saved yourself a lot of time, lily!


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RE: Lost your plan? Share your story!

but you won't answer a direct question.

Nik is getting just like lawyer Obama.


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RE: Lost your plan? Share your story!

lawyer Obama?

You really hate our President, don't you?


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RE: Lost your plan? Share your story!

Yep. I have a list of SOBs and I'm thinking about expanding it.

Expanding it to anyone that asks you a direct question? Well, pretty soon you'll only be talking to demi and MrsK. Or are you already there? I think you might be. You know, there's these things called email, or text messaging, or instant messaging (lots of options there) if that's what you want to do. esh is 100% right - you certainly aren't here for a discussion. Only to post your nonsense not based in reality and fact.


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RE: Lost your plan? Share your story!

"You really hate our President, don't you?"

To be fair though, I think he hates every President.


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RE: Lost your plan? Share your story!

Back to the op and title of the thread...

Nik, still waiting.Where is everyone? As I said on the other other thread it seems no one is accepting your invite and showing up to your party.


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RE: Lost your plan? Share your story!

Yep. I have a list of SOBs and I'm thinking about expanding it.

Well now there's a great reason to not respond to any of your postings. Reap what you sow. (Oops I'm quoting from the bible - you think demi might have a problem with that?)


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RE: Lost your plan? Share your story!

epi: "So far no one has heeded the call to post their personal horror stories."

I think a majority of posters here are on Medicare and/or are pretty well heeled. So there's that. Newcomers and lurkers--well if I was either one of those I would be totally intimidated by the rhetoric on this thread. Why would anyone open herself up to this kind of criticism? That sure wouldn't be worth the effort.

Then again, maybe some would-be comers are busy working that second or third job to pay for health insurance. Again, most here have a lot of leisure time and don't seem to be scrambling for financial resources.

Just my 2 cents.


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RE: Lost your plan? Share your story!

Elvis, the whole premise of this thread was ridiculous from the start for some of the reasons you cited. So far we have had first hand experiences from long time posters that were very positive like Labrea and absolutely nothing to the contrary. Most of the horror stories cited on these threads have been debunked and shown to be false.

As for new posters, I know most would be suspect if anyone new came on just to give their story since anyone can pretend to be someone they aren't and there is no way to prove that they are bogus or not but I am not buying your reasoning regarding being intimidated since we get new posters on here all the time.


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RE: Lost your plan? Share your story!

or are pretty well heeled

Is that code for "has employer-provided insurance"?


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RE: Lost your plan? Share your story!

No. esh. No code. When some here allude to "dog whistles," "code," or "signals," to me they are speaking gibberish; no personal offense intended.


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RE: Lost your plan? Share your story!

The link in the OP is the place for folks to share their stories. And boy are they!

What is being "shared" on the thread itself are liberal efforts to say it isn't so. But mycancellation puts the lie to that. The cancellations are all there in black and white, and new ones are shared every day.

By the way I've never considered Aetna or Blue Cross "bad apples." I've had coverage from both over the years, and never had a problem.

Liberals can keep telling Americans they're "better off" losing policies they liked, and "better off" paying more for coverage they don't need, but even the media is panning the lame presidential "apology." When you've acted with premeditation to hurt someone, and then you say you're "sorry" it just doesn't wash.

Here is a link that might be useful: Media Pans


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RE: Lost your plan? Share your story!

Posted by jerzeegirl 9 (My Page) on
Fri, Nov 8, 13 at 18:33

Yep. I have a list of SOBs and I'm thinking about expanding it.

Well now there's a great reason to not respond to any of your postings. Reap what you sow. (Oops I'm quoting from the bible - you think demi might have a problem with that?)

*

I don't have any problem!

You aren't using castigating The Bible as a fairy tale and mocking those who believe all or much of the Bible and then turning around and using it to try to bolster an argument.

You're Good! ;)


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RE: Lost your plan? Share your story!

" When you've acted with premeditation to hurt someone"

Interesting from someone who calls others out for "mind reading" .........you have know way of understanding of knowing his intent. It must require an awful lot of energy to be so totally consumed with your dislike of this President.

While I believe it is true that the President mislead the people with his remarks , I don't believe for one second it was done with the intention of deliberately hurting them.

You can twist my words and tell me to go back and read what you wrote or whatever else will float you're boat but your comments are unsubstantiated and do nothing to forward you're , what could have been, a rationale argument.


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RE: Lost your plan? Share your story!

By the way I've never considered Aetna or Blue Cross "bad apples." I've had coverage from both over the years, and never had a problem.

Which, of course, is a completely convincing statistical sample. Although given the questionable understanding of actuarial science evidenced in your posts, I'm not surprised that statistics might be a challenge as well.

Ever had breast cancer and tried to get Aetna to cover the full treatment as prescribed by the nationwide's most expert physician in the field? Good luck with that, Nik.

And good luck with your victimology. Poor tea partiers, always wanting to cry about being the victims of someone else being mean to them on the playground. Or "premeditating to hurt" them. Or whatever. *schnort*

This post was edited by circuspeanut on Sat, Nov 9, 13 at 9:37


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RE: Lost your plan? Share your story!

I don't believe that the President intended to hurt anyone. I do believe he mislead people in order to gain support for ACA. Now he is backpedaling and trying to modify what has been recorded on video numerous times. He omitted the details because he knew it would hurt his cause. He is a politician so I guess we should expect this.

What happens to someone like some of my clients who make too much to qualify for a subsidy and had a limited policy because that was all they could afford (sandwich generation - children in college and supporting elderly parents)? Now that policy has been cancelled because it doesn't meet the minimums and the new policy while providing better coverage will cost about double. More to the point is that the clients have to choose between paying tuition, supporting parents, dropping a disability insurance policy, cutting their only employee's hours, paying their mortgage, or buying health insurance. Their cost of health care including insurance, copays, prescriptions was manageable (relatively healthy folks) before and they planned on expanding their coverage after the children graduated from college and were self supporting. They have run the numbers they simply don't have the income to pay the new insurance premiums, copays, deductible (which won't change that much) and everything else. Yes, they have checked out the exchanges.

These are actual clients of mine. While they are in the minority, the problem is very real for them. In a few years, when the children graduate from college, they will be able to pay the increased insurance cost. In 2014, there simply isn't enough income to pay the premiums and everything else they are paying. They have no desire to go without insurance of any type knowing that an accident or illness could bankrupt them. The last time I spoke with them, they were deciding between cutting their only employee's hours and take up the slack themselves by working more hours or by putting the increased premiums on credit cards and only paying the minimum. Right now except for their mortgage and a car payment, they are debt free. The employee has told them that he would probably have to quit since he needs every hour of work he has now to pay his bills.

What would you suggest that they do?

edited for punctuation

This post was edited by jlhug on Sat, Nov 9, 13 at 10:00


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RE: Lost your plan? Share your story!

Doctors here won't accept Blue Cross Blue Shield because they won't pay.

I find it kinda curious, all these calls for the Gub'mint to further wade into the private insurance market and now dictate that the insurance companies continue to sell dangerously inadequate policies.


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RE: Lost your plan? Share your story!

chase: ".........you have know way of understanding of knowing his intent."

Clever play on words; "know way."

"and do nothing to forward you're , what could have been, a rationale argument."

I don't get this one, though: "you're what could have been a rational argument?"

"You can twist my words and tell me to go back and read what you wrote or whatever else will float you're boat but ..."

This is where is gets tricky; your words are already "twisted" up, so it's pretty easy to be confused as to what you are saying here, chase. One can assume she knows what you mean, but do you mean what you say, or what one thinks you are meaning to say?

jlhug: "I don't believe that the President intended to hurt anyone. I do believe he mislead people in order to gain support for ACA. Now he is backpedaling and trying to modify what has been recorded on video numerous times. He omitted the details because he knew it would hurt his cause. He is a politician so I guess we should expect this."

I think that's it in a nutshell. The question remains: what next? We've got a real mess on our collective hands here. I guess this all looked good on paper, but...


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RE: Lost your plan? Share your story!

Doctors here won't accept Blue Cross Blue Shield because they won't pay.

Aetna abandoned the Southern California market for awhile since so many hospitals / doctors were refusing to sign contracts with them. Need a specialists and you live in the San Fernando Valley? Drive 20 miles to eastern Los Angeles County to find an in-network doctor! Based on a true experience of a friend, and why an employer dropped Aetna at contract renewal.


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RE: Lost your plan? Share your story!

"This is where is gets tricky"

Hmmmm, what does that mean? Is that a play on words? I wonder. It couldn't possibly be a typo, could it? I don't suppose that is what it is. That is far too simple of an explanation.


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RE: Lost your plan? Share your story!

Doesn't that depend on one's definition of "is"? :)

Invoking memories of President Clinton in front of a grand jury


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RE: Lost your plan? Share your story!

Nik, when you started this post, never in a million years would I have thought I would be a victim of this insurance train wreck.
My late husband had wonderful ins through his job.
Through 3 heart by/pass surgeries, colon and prostate
cancer and many hosp stays from 1981-2008, we had to pay very little out of our pocket. It was a $1500 deductable with a very afforable rate.
When he passed away in 2008 as the surviving spouse for myself it was $95 a month (yes you are reading that right) and I had a deductable of $200.
My drugs were covered ALSO with a $10-$15 copay.
I just received my packet today from UMR and as of March 2014 my premium will be $503 per month.
I thought I was reading it wrong!
I am sick and feel like I was kicked in the stomach.
I will not pay $503 per month for the same insurance I was paying $97 for.

I do not blame my insurance company. They have been backed into a corner as most of the other companies have and its the middle class that are being penalized.

I have had zero respect for obama but never disliked him so much I could spit............until now.
Until now nothing he has done has had any direct negative, personal consequences that effected me.
This obamacare is going to help who?????????
As of March 2014 I will be without my secondary ins and will only have Medicare.
I can forget about going to the Dr. or having my medicines filled. Thank you Mr ahole.


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RE: Lost your plan? Share your story!

HOOT


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RE: Lost your plan? Share your story!

I hear you, city. Management had the employees in for a presentation of our new insurance as of 1 January. Our premium has gone up 10% some years, other years less. My share of the premium will be double what it is today.

Granted, the employer can do whatever it wishes to do, but I don't think it's a coincidence that right now is the time that the premium has gone up so drastically. The ACA is having an unpleasant ripple effect on many groups.

We're too rich to qualify for a handout (subsidy) and too poor to not feel the pinch. I feel as though the goal here is to do away with the middle class altogether. Maybe I should retire early and see what I can get for free. ;-)


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RE: Lost your plan? Share your story!

Jlhug,

That story is my story exactly. Kid in college and everything else.

On Friday, we laid off one of our employees and cut the other one's hours to part time. I don't know what we are going to do but we can't afford these new premiums.

Like Elvis said "We're too rich to qualify for a handout (subsidy) and too poor to not feel the pinch. I feel as though the goal here is to do away with the middle class altogether. "

I can't help but think that for most people here, this does not affect them because they are on Medicare or they get their insurance somewhere else (employer). I believe that if your Premiums more than doubled like mine did or Citywoman or Jlhug's client, you would not be happy at all.


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RE: Lost your plan? Share your story!

When he passed away in 2008 as the surviving spouse for myself it was $95 a month (yes you are reading that right) and I had a deductable of $200.
My drugs were covered ALSO with a $10-$15 copay.
I just received my packet today from UMR and as of March 2014 my premium will be $503 per month.

Hoot indeed.

I find it suspect that your rate and plan hasn't changed at all since 2008.

Interesting that only the conservative posters have seen astronomical increases in their insurance rates now while others not so much.

DH has his own company and his rates are going up 5% next year for the same plan that he has had for the last years. The increases have varied over the years but the costs have increased to keep the same plan.

I know that when I was working for my previous employer my rates continued to increase if I wanted to keep the same plan and some years it wasn't possible and the rates increased exhorbitantly anyway. I continuously was getting less and less for more and more money.


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RE: Lost your plan? Share your story!

"Interesting that only the conservative posters have seen astronomical increases in their insurance rates now while others not so much."

Right back atcha.

No more interesting than the fact that only the conservative posters are eager to admit it.


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RE: Lost your plan? Share your story!

Frank and eppi......I am in too much of a down mental
state at the moment to even laugh at your obvious glee
over my insurance.
You know nothing eppi about my life or the insurance my late husband had and that I received as his spouse.
I have been in a Disney state of mind thinking I was a lucky one with great insurance and this wouldn't effect me..I looked back through my papers and in 2008 my premium was $85 with a small rise up to $97 for 2013
Yes you were right eppi I did have rate increases.....to the tune of $12.
The plan never changed except for me it was a $200 deductable.
Now you and Frank can hoot and Frank ........just so you know........I have been so upset over this that I can't believe you actually made me cry.
I don't know in my lifetime that I have ever had anyone comment on something that has me so upset I had to take a nitro pill..........comment with such disdane.
Eppi's didn't bother me because he/she is such an ugly
disposition but I figured you different. My bad.
I can truthfully say .......I wish all you liberals had this obamacare crammed . Its not hurting any liberals because most were without insurance and now the govnm can nurse them.
Its only hurting the middle class who can't afford the huge rise in premiums.
Now the poor have ins and the middle class don't .
And the liberals are always hollering .......MAKE IT A LEVEL....AND EVEN PLAYING FIELD!
Well, you liberals are right ........I'm going to see what my govnm can do for me...I want this to be an even playing field too. I want my insurance free too.
I will let you'll know how that turns out.
Thanks for the concern.


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RE: Lost your plan? Share your story!

I do not blame my insurance company.

If that is the way you feel then you truly don't understand the bigger issue at all. Insurance companies are here for a profit only. For years they have taken advantage of every person they possibility could. Most of them have made enormous profits at the expense of ordinary citizens.

I'm sorry if your secondary insurance is now expensive. I hope you are glad that you have primary insurance in Medicare. I hope you will do some research and check out what else is available. I have every expectation that you could find a plan that is cheaper. But I suspect that you will not bother looking.

I did have rate increases.....to the tune of $12.

I hope you realize that was a 14% increase. Can you imagine if the cost of your food went up 14% in one year? You would be howling. Cost of living increase on SS is what? 3% And yet you were fine with 14% increase on insurance?

Lest you think I am unsympathetic, let me assure you that I do believe we have work to do to make insurance better in America. This is a first step to ensuring some consumer basic protections - basic care components, pre-existing conditions covered, removal of lifetime caps, ensuring that healthcare companies spend most of their money on care (not admin and bonuses).

I think the companies are ripping you off. If you want to think somehow that THEY are not making the cost/price decisions here, go ahead. But most of the rest of Americans know better.

Stay in your Disney world and don't bother to understand the real issues. Don't bother to investigate any choices. It is only to your own detriment if you do.


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RE: Lost your plan? Share your story!

Citywoman, you posted on a thread to share your story of losing your plan, which was the request of the OP and the purpose of this thread.

What happened to you with the sudden and huge and unreasonable increase in the health insurance you had with a company--a private contract that you both were happy with--that was made unaffordable BECAUSE of Obamacare--is unacceptable, a travesty and slap in the face to people that plan their lives, exercise personal responsibility and pay their bills.

I am so, so sorry for you and know how scary it is, if you are sick and worried, particularly being a widow.

To see that Frank (and yes that surprised me too) and Epi (that sort or surprised me but not really) both post HOOT and then you are lectured and such obvious glee is taken in the fact Barack Obama, Nancy Pelosi, Harry Reid and Democrats intentionally created a hardship situation for you that will wreck your personal finances, limit your health care options and cause you to have financial and personal hardship, is frankly proof of the reason I participate on this forum.

When I was in Florida the associate I was with asked me what I was doing when I was waiting outside for her--typing a couple of posts here. I explained the topic at the time and showed her some of the posts from our liberals.

This professional woman said, "These people are mean and hateful, why would someone like you waste time even trying to talk to them?" "Why do you read that stuff?"

I told her that in the beginning I liked to banter ideas with smart people, I sometimes learned things, and I learned about people that thought differently than I did.

That's not really so true now.

I told her now, it is a reminder of what is happening to our country--the meanness, the socialism march, the you may have yours but you don't deserve it so I'm going to get it attitude, the divisiveness, the trivialization and mocking of God and anyone that believes in God, the victim making for political gain, the using of uneducated and unmotivated people for political game, the failure to make arguments and instead attack people--the unbelievable intolerance and disdain of anyone that dares to disagree with one.

I participate now to remind myself what we're up against.

These posts to Citywoman are the worst I've seen on this forum. They demonstrate the true nature of hate towards anyone that thinks differently than they do and the actual glee in seeing that person suffering.

I could cry if I didn't have this colossal hole in my heart that there are educated people that would shout "HOOT" and then condescendingly lecture a widow that just got a $400 per month increase in health premiums.

Citywoman, I am so sorry your upset, no need to cry you hold the higher ground and always have. My prayers and thoughts are with you, and with this country which Barack Obama and the Democrats are intent on destroying with this health care legislation.

God Bless you and yours.

God Forgive us all.

This post was edited by demifloyd on Sun, Nov 10, 13 at 8:33


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RE: Lost your plan? Share your story!

A 14% increase isn't exactly the same as a 500% increase in premiums. Budgets can stretch to include a $12 or $15 a month increase. A $400+ a month increase is a bit more of a problem.

I think some posters are trying to sweep this massive increase under the rug.


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RE: Lost your plan? Share your story!

It tells a lot about the posters here who are defending Obamacare as if it's going to make the lives of our citizens better and meanwhile all the dem representatives are trying to distance themselves from it like it is the plague. hmm, wonder who knows the truth? 42% approval of the health care law, and 51% disapproval. hmmm


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RE: Lost your plan? Share your story!

This professional woman said, "These people are mean and hateful, why would someone like you waste time even trying to talk to them?" "Why do you read that stuff?"

I told her that in the beginning I liked to banter ideas with smart people, I sometimes learned things, and I learned about people that thought differently than I did.

That's not really so true now.

So true on both sides. Conservatives that post here are 85% not interested in having a conversation anymore. Many of you are only here to bash the Administration. And yes, conservatives are mean and hateful too. Admit it.

I don't mean to be harsh to citywoman, but a dose of truth would be helpful to some people. Go out there and LOOK for better policies.

I think some posters are trying to sweep this massive increase under the rug.

I agree that a single 14% increase is not the same as a 500% increase (I took math in high school). But to act like insurance increases haven't been in double digits for many people for some time as an indication that the industry was out of control is wrong. And people were being denied life saving care and they were going without insurance and they were dying. The situation was unsustainable to the population as a whole.

As I said, there are yet improvements to be made in American healthcare. ACA is a start. Let's keep going.


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RE: Lost your plan? Share your story!

So true on both sides. Conservatives that post here are 85% not interested in having a conversation anymore.

*

The reason for that is there is no sense in trying.

Esh, for a short while many years ago it was possible to have a discussion, but too many liberals couldn't stop from making personal judgments and slams and would not discuss issues.
It became a game in who could be the nastiest--particularly with one poster who is no longer here, and a few more who are also no longer here.

Unfortunately they're back in some incarnation, if nothing else with just a more annoying but less adept replacement.

After all the vitriol of George Bush's presidency I had hope that Barack Obama, although I did not like his policies, might actually do what he said and bring the country together. I knew he would see to it that taxes were raised. However, I feel his attitude and agenda has done irreparable damage to our country, primarily in pitting one against another, and especially through this healthcare legislation and his poor handling of it and his lies.

If people go out of their way to mischaracterize what you have said for political points or to be mean and nasty, then why bother to try to have an intelligent discussion?

Most of us are capable of quick repartee and slams.
Some are better at it than others; some are more subtle, it's the way things are played here.

The way to go back to intelligent discussion is to keep the subject to intelligent discussion. If you can't refute what someone says or you disagree with them, let it go instead of insulting the poster.

That is what some live for though, beginning with being accused of having a "glaring lack of compassion" because I believe in personal responsibility and our government living within its' means.

The game is on.
And so it goes.

Anyone wanting to intelligently discuss issues without slams against posters, start a thread and see how long it lasts and who is the first to slam another poster.


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RE: Lost your plan? Share your story!

Not my story, but a local story of a premium going from $240 per month to $630 per month, also one from $395 to $977 for a family. In the first instance, the woman has checked out Obamacare exchange plans and none come in lower than the $630.

Guess what? THEY LIKED THEIR PLANS AND THOUGHT THEY COULD KEEP THEM because Barack Obama promised them they could,"PERIOD."

How are regular working people that do not qualify for a subsidy going to be able to afford a premium increase each month from $240 to $630 per month? Or in the case of the family, about $600 more per month?

Where is that money going to come from, if they can scrape it together? If they somehow can manage to do that, they aren't saving, they aren't buying a new car, they aren't putting much gasoline in the cars, they aren't buying new clothes, they aren't paying for tutoring or lessons for their children, they are not going shopping or out to eat, and more businesses lay off people or go out of business, which means less revenue in taxes.

But by God we'll all have the same health care, won't we?

From KTBS news:

Obamacare Sticker Shock Hits Policy Holders in ARKLATEX

This post was edited by demifloyd on Sun, Nov 10, 13 at 10:32


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RE: Lost your plan? Share your story!

Hey Citywoman, I'm guessing there is not one adult, man or woman in your social circle who would get off on mocking a widow who had just lost the insurance her late husband had so carefully arranged for her to have. That is not a population I see you wasting your time on.

Adults comfortable with such reprehensible behavior find support and admiration here with some of their fellow travelers, and that tells you all you need to know about what you're dealing with. You might want to simply consider the source. The people attacking you are on the fringe. They are so far out, they'll tell you a lie isn't a lie! Don't mistake their steadfast denial of what we can see with our own eyes for credibility. They'll say anything, and as luck would have it, anything they say actually makes sense to them!!! Like, Obama didn't lie.

Hang in there. You can contact your electeds and tell them you lost the insurance the president promised you could keep. You have every right to expect the president to keep his word. How he does that isn't your problem. He just needs make good on his promise.

I hope you will share your story on a link like the one below. The rebellion against obamacare is rapidly gathering steam, and that is because people like you (responsible, articulate middle class Americans) are not taking the loss of insurance lying down. I believe this administration has always underestimated the American people, and I'm pretty sure it is not prepared for the backlash that is ahead.

Here is a link that might be useful: don't take this lying down


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RE: Lost your plan? Share your story!

And I hope you will take the initiative to research your choices rather than just accept what your insurance company tells you about your choices.

Your insurance company is there for profit, not for you.


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RE: Lost your plan? Share your story!

Citywoman, you mischaracterized my feelings, I doubt anyone is "gleeful" over your supposed increase, certainly not me.

This isn't only about you. It is about millions of other people. You lost a supposed deeply discounted policy and if that is true then I am soirry for you but I am not sorry that millions of others now have the opportunity to get insurance and healthcare who wouldn't otherwise have been able to. You now have other options just like everyone else..

No one yet knows how this is going to play out and will have to be tweaked like every new plan but yes I am very pleased that there are millions who will benefit from this.


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RE: Lost your plan? Share your story!

Citywoman, what ever insurance you had before that had a $200 deductible and only cost $85 a month for someone nearing Medicare eligibility age is stunningly generous, to put it mildly. And a widow to boot. Your husband must have worked for a very, very profitable company to offer such a policy to workers and survivors.

As a contrast, the standard policy I can buy on the individual market - even without pre-conditions - a $7,500 deductible policy with a 20% copay up to $10,000 max for someone between 60 and 65 years old - is $850 a month for myself.


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RE: Lost your plan? Share your story!

So by God Citywoman suck it up and suffer because others have to!~


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RE: Lost your plan? Share your story!

Posted by demifloyd 8 (My Page) on Sun, Nov 10, 13 at 13:20
So by God Citywoman suck it up and suffer because others have to!~

And the prize for non-sequitur of the day goes to……


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RE: Lost your plan? Share your story!

"Citywoman, you mischaracterized my feelings, I doubt anyone is "gleeful" over your supposed increase, certainly not me."

Na, you and Frank just preferred to mock an upset, elderly widow with your "Hoot" comments. Shame on you both.


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RE: Lost your plan? Share your story!

"Last week, CBS News reported on this bogus Obamacare victim ��" a woman who claimed she would lose her health insurance, thanks to the ACA. CBS’s Jan Crawford should be ashamed for featuring Dianne Barrette in this “news” story. It makes her look like a Republican hack, who’s gone from being a journalist to just parroting GOP talking points, reinforced by a citizen who has been misled.

But the reason Barrette’s plan was being cancelled was because it was substandard and didn’t meet the ACA’s requirements. When Jonathan Cohn from the New Republic got in touch with the bogus Obamacare victim, explained that her policy didn’t provide enough coverage for what she was paying, and described the types of plans the ACA has made available to her, Barrette’s entire outlook changed.

It was easy for the reporter to change the bogus Obamacare victim’s mind.
Cohn wrote the following about Barette’s mindset and how he explained the options available through the ACA and the state health insurance exchanges.

Barrette’s take is a reminder that people can have a longer-view perspective about medical bills than pundits frequently assume. When I gave her a broad description of the plans available, she seemed interested. I noted that she’d be paying $100 or $150 extra a month for policies that still had high cost-sharing, so that she would still be a lot of money out of her own pocket. (I also made very clear that I’m not an insurance agent or broker��"that, when she finally goes shopping for insurance, she should talk to a real expert for advice.)

What was the bogus Obamacare victim’s response, once someone bothered to give her real information about the ACA?

“I would jump at it,” she said. “With my age, things can happen. I don’t want to have bills that could make me bankrupt. I don’t want to lose my house.”

Bogus Obamacare victim was only a victim of the GOP’s lies.
Turns out our bogus Obamacare victim was really only a victim of the GOP’s lies. Once she learned the truth and started acting in her own interests, Dianne Barette was no longer a “victim” at all. The New Republic explained that her current policy was much less than a real health insurance policy. It paid a maximum of $50 for a doctor visit. It paid a maximum of $15 for a prescription. It contained no hospitalization. It isn’t really a healthcare plan, it’s a “pray-that-you-don’t-really-get-sick-plan.”

It turns out that when a real journalist looked into Dianne’s case, the real information came out. Dianne Barrette, bogus Obamacare victim, could get real insurance from the exchange that would cost her only $100 a month. It includes hospitalization. It includes free wellness doctor visits. While it has a $6250 deductible, she has full security and immunity from bankruptcy going forward. She can actually get sick as well as get preventive screenings. For a few more bucks a month Barrette can further drop the deductible.

Crawford simply said that people are finding out that their plans are being cancelled because it doesn’t qualify under Obamacare. That is not only misinformation, it is a lie. Obamacare only apply for policies that changed. ALL old policies are grandfathered pre-March 23rd, 2010.

The real facts about Obamacare.
Here’s what the Obamacare Facts website has to say about plans that have been grandfathered under the ACA.

Grandfathered plans are plans that were purchased before March 23, 2010. These plans have a grandfathered status and don’t have to follow ObamaCare’s rules and regulations or offer the same benefits, rights and protections as new plans.

The Washington Post adds:

Let’s start with the very basics here. About 15 million people purchase health insurance policies on the individual market. That’s about 5 percent of the population. When they do so, they typically purchase a 12-month contract with an insurance company. And when that contract runs out, both the individual and the insurance plan have an escape hatch. The individual can decide to no longer purchase the plan ��" and the insurance company can decide to no longer offer the plan.

The bogus Obamacare victim wasn’t a ‘victim’ after all.
Jan Crawford used Dianne Barrette as her bogus Obamacare victim of choice, so she could continue spreading the GOP’s misinformation. Dianne’s health policy was cancelled. The insurance company told her the new policy would cost $590/mo. That is more than 10 times the amount she was paying, which was $54 per month.

Instead of doing some real journalistic research, Crawford lazily made that the main point of the story. Had she been doing her job, she would ask why the insurance company was trying to force this woman into an expensive policy, and not one on the exchange that was more in line with her Barrette’s current bill. If Crawford were a real journalist, she would have visited the Kaiser Subsidy Calculator page. She didn’t even have to visit the then-out-of-order healthcare.gov.

But thanks to the real journalist from The New Republic, Barrette is no longer a bogus Obamacare victim. Barrette is now informed and know she has options.

Obamacare is not a panacea yet. It will be when it is converted to an efficient, single-payer, Medicare-for-All system. Obamacare is, however, orders of magnitude better than the current system. Dianne was not an Obamacare victim. She was a victim of an effective lying GOP and lazy reporters parroting those lies."

Here is a link that might be useful: Misinformation...


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RE: Lost your plan? Share your story!

demi, nik, mrskj, jlhug, elvis...hope I'm not leaving out anyone who offered me support.
I am still sick over this and didn't go to sleep until the wee hours.
I am in the same position as so many others
Like elvis and someone said, "I draw too much to qualify for a handout (subsidy) and too poor to not feel the pinch. I feel as though the goal here is to do away with the middle class altogether. "
Esh's advice is to "get out there" and dig for what might be better.............and then there is good ole eppi with this remark
Statement from eppi:
you mischaracterized my feelings, I doubt anyone is "gleeful" over your supposed increase, certainly not me.
You lost a supposed deeply discounted policy and if that is true then I am sorry for you but I am not sorry that millions of others now have the opportunity to get insurance and healthcare who wouldn't otherwise have been able to. You now have other options just like everyone else..
Notice the words...supposed increase and supposed deeply discounted policy IF that is true.

To esh..........esh, I shouldn't have to get out at 69 yrs old and in bad health try to find another policy.
That is the point of what is happening to so many of us .
Your words are not any encouragement at all . Its hard to get past what as just happened to me and all you bleeding heart liberals can say is well now its a level playing field get on out there and tough it with the rest of um.

Thats what this really is all about isn't it.
Putting the people that "have" in a position of worry, hurt and hardship.
There will be no insurance for me . I can't afford the high premiums.
But some yah-hoo that doesn't want to work and never prepared for any health issues will now have free insurance and not have to lift a hand to try an keep from being cancelled. Love that level playing field you liberals
keep harping on.

Now I have to go to a quiet place and have a talk with my Lord and Saviour about this anger in my heart that I'm not use to and this frustration and hard feelings against
the people that put me in this bad place (and its not the insurance comp).
I can't live with so much anger and only one Person can
give me the assurance that everything will work out and replace the anger with peace.
Have a good day .


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RE: Lost your plan? Share your story!

Not that this matters but I was on the Kaiser Calculator page last week and my premium was said to be $1400 + per month.

Yesterday, with the exact same information, it said my premium would be less than $700 dollars per month.

Which is it?


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RE: Lost your plan? Share your story!

Citywoman,

With the hundreds of dollars extra it's going to cost them each month, I think it's laughable the lefties are desperately trying to pin obamacare's higher premiums on the victims' lack of "initiative."

As we all know, along with promising no one would lose their plans, the president said families could expect to save about $2,500 dollars annually on their policies. Increased premiums are inconstant with what people were told would happen under obamacare, and it has nothing to do with defective constituents. People are suffering because of the character defects in their politicians.


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RE: Lost your plan? Share your story!

citywoman, there are people out there to help you research your choices. People that want to help you and will help you at no cost to you. They are called navigators.

No one said that anyone has to figure this out alone - whether it is a 69 year old woman or a 32 year old man.

I hope that you will consider looking into this. I do truly want you to find the best price possible and you can only do that by researching it. Your insurance company does not have your best interests at heart.

You and I may not have the same political views but that does not mean that I don't wish you the best of luck in navigating this situation.

Here is a link that might be useful: Link


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RE: Lost your plan? Share your story!

will only have Medicare. I can forget about going to the Dr. or having my medicines filled

Medicare doesn't pay for you to see your doctor? Really? I find that very difficult to believe.

a private contract that you both were happy with--that was made unaffordable BECAUSE of Obamacare

Who said it was BECAUSE (emphasis? yelling?) of Obamacare?

Open enrollement starts next week at my company. Cost of same policy is going up about 15% for my contribution. About the same that it usually goes up, although I believe last year it stayed the same, but that was very unusual. In fact, there is a different policy I could pick that is about 1/2 the cost. I'll wait to hear what it covers next week, but I suspect I'll stick wiht what I have.

I guess it's because I'm a liberal that mine is not a disaster, huh?


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RE: Lost your plan? Share your story!

Citywoman didn't mention if she opted to enroll in Medicare Part B when signing up for Medicare shortly before reaching the age of 65. If she did not, the premiums to do so now will be higher than if signed on at 65.

Part A is the hospital insurance while Part B is the medical insurance (doctor visits, routine preventive care - mammograms, blood work, colonoscopies, etc.)

Perhaps her UMR has a drug plan considered "creditable", eliminating the need to sift through Medicare Part D plans during open enrollment periods.

I have Part A, as everyone on Medicare gets. Buying into Part B right away seemed prudent because it allowed my employer provided insurance to fall to supplemental status - that suplemental picks up any shortfall of Part B and gives me the "creditable drug coverage.


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RE: Lost your plan? Share your story!

•Posted by esh_ga z7 GA (My Page) on Sun, Nov 10, 13 at 15:06

"citywoman, there are people out there to help you research your choices. People that want to help you and will help you at no cost to you. They are called navigators."

Now esh, I believe that you mean this advice in the nicest way possible. However, in response to your earlier remark that you would need proof before you would believe that the "navigators" were not vetted, and that personal information possibly leading to identity theft may be compromised by using these navigators, I posted this, which you apparently did not read:

"“Isn’t it true that there is no federal requirement for navigators to undergo a criminal background check,” Cornyn asked her.

“That is true,” Sebelius answered. “States could add in additional background checks and other features, but it is not part of the federal requirement.”

Cornyn pressed, “So a convicted felon could be a navigator and could acquire sensitive personal information from an individual unbeknownst to them?”

Sebelius answered, “This is possible.”"

The last thing cw needs is to "jump from the frying pan into the fire" by risking identity theft, which she clearly cannot afford to do (not that anyone else can afford to take that risk either).

Here is a link that might be useful: Nefarious Navigators?


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RE: Lost your plan? Share your story!

The states have the ability to enforce background checks. I don't know what state she is in nor do I know what that state has done in regards to background checks.


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RE: Lost your plan? Share your story!

"I guess it's because I'm a liberal that mine is not a disaster, huh?"

No, it's because Obama has delayed the employer mandate by one year which means that your company, providing it has more than 50 employees, doesn't have to follow the law.

Or, maybe they have a policy that was grandfathered in.


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RE: Lost your plan? Share your story!

"Liar! Pinocchio! Deceiver!

With all the charges flying against President Obama in the on-going effort to stop ObamaCare it’s time for a reality check.

Having failed to kill the Affordable Care Act in Congress by shutting down the government the opposition is currently taking delight in charging the president with lying to the public when he said anyone who likes their current healthcare plan will be able to keep it under the new law.

It turns out that some people in the individual care market ��" about 5 percent of the overall insurance market -- are having their insurance policies cancelled.

It is estimated that half of those folks will get better coverage for a lower price. Some people will even get subsidies to help them pay the lower price.

But some people losing their current policies [and being offered better coverage] are going to have to pay a higher price. Taking crocodile tears to a new level, ObamaCare opponents are now rushing to their defense and calling the president a liar.

These critics include Republican politicians who did not vote for ObamaCare; these are Republican governors who refuse to set up exchanges to reach their own citizens; these are people oppose expanding Medicaid to help poor people getting better health care; these are people who have never put any proposal on the table as an alternative fix for the nation’s costly health care system that leaves tens of millions with inadequate medical coverage and tens of millions more totally uninsured.

The fact is if you are one of the estimated 2 million Americans whose health insurance plans may have been cancelled this month, you should not be blaming President Obama or the Affordable Care Act.

You should be blaming your insurance company because they have not been providing you with coverage that meets the minimum basic standards for health care.

Let me put it more bluntly: your insurance companies have been taking advantage of you and the Affordable Care Act puts in place consumer protection and tells them to stop abusing people.

The government did not “force” insurance companies to cancel their own substandard policies.The insurance companies chose to do that rather than do what is right and bring the policies up to code.

This would be like saying the government “forces” chemical companies to dispose of toxic waste safely rather than dumping it in the river.

Or the government “forces” people to drive with intact windshields and working brake lights.

How dare they “force” drivers to pay money to get those things fixed if they are broken?

One of the most popular and important provisions of the Affordable Care Act is setting basic minimum standards of medical insurance coverage. Here are some of those standards:

- Your insurance company is no longer allowed to cancel your policy if you get sick

- Your insurance company cannot deny you coverage or charge you more if you have a pre-existing health condition

- Your insurance company must allow you to keep your children on your plan until they turn 26 years old or get a job that provides health insurance.

- Your insurance company cannot impose lifetime caps on you health coverage.

- And perhaps most relevant to current discussion about insurance companies canceling substandard policies, your insurance company must cover what are called “essential health benefits.”

What are “essential health benefits?”"

Lots more at the link... from Fox's own...

Here is a link that might be useful: Don't blame Obama or the ACA


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RE: Lost your plan? Share your story!

Fact...the president lied to the American people...period. Fact, 5% represents millions of people, not just one or two. In fact it represents the people who have been doing the right thing all along. They had health insurance, they paid their premiums every month, they had health plans that fit their needs. Many had Cadillac plans, that paid 100% of everything they needed, But because their plan didn't include pediatric dentistry which they never needed, they were cancelled. Many are facing premiums that they cannot afford, they aren't eligible for subsidies, or deductibles that absolutely don't make it worthwhile for the young and healthy to purchase insurance. Even most democrats other than the ones here are calling Obamacare a disaster.


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RE: Lost your plan? Share your story!

You mean like Bush/Cheney lied about the presence of WMD in Iraq so that we could attack them and sacrifice thousands of our troops in that war?

Or did Bush/Cheney believe that at the time they spoke just like Obama believed this at the time he spoke?

While some democrats are not happy with Obamacare, most believe that it is a good step forward and some people believe that it did not go far enough. Not the same as calling it a disaster.

This post was edited by esh_ga on Mon, Nov 11, 13 at 8:10


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RE: Lost your plan? Share your story!

My sister works part time for an insurance company. Her current plan, which covers her 2 daughters as well (bro-in-law just dropped off as he went on medicare), was cancelled because it didn't meet minimum health insurance requirements under Obamacare. The reason her plan was cancelled has nothing to do with pediatric dentistry. My sister has no problem with going on obamacare and, in fact, built herself an online account in early October when the site went live. However, when she went back to the site to research plans/options, she couldn't get in and hasn't been able to get in since.

As a result, she has called an insurance broker friend of hers to get private insurance for the coming year and she plans to register for obamacare next year. She has chosen this route because she has learned that one MUST have a policy with an effective date in 2013 to avoid penalties. She is also finding that insurance companies are swamped now so she will be acting today/tomorrow to commit to a plan for the three of them because time is not on her side. She has also learned that some companies are offerring options that require underwriting so, for that reason as well, time is of the essence. underwriting takes longer. The option she's probably going to choose will triple her premiums and their deductible will drop from $5000 to $4500 for the 3 of them. Sis and bro-in-law can afford the increase. She will continue working for the same insurance company. She has no problem with getting them onto obamacare next year.

Citywoman, I can only encourage you to act now. Start researching your options asap. My husband and I, both full time employees in large corportions, were reviewing our coming year offerings last night. By myself, my plan would cost $158/mo and $374 for the 2 of us. My husband's plan is $135 for him alone and $290 for the 2 of us. Yes, 2 on either plan is more than 2 times the individual employee. Plus, both plans have a monthly spousal premium in addition to these amounts. We are both a fair amount younger than you and, quite honestly, I believe you were getting a superb deal under the insurance you had.

I hope you are able to find someone in the insurance industry who knows seniors who can help you navigate this. Whatever you do, don't delay.


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RE: Lost your plan? Share your story!

What part of "can't afford" the increased premiums don't some posters understand?

Yes, they get better insurance but those who don't qualify for the subsidy simply may not be able to afford the higher premium. Finding an extra $200 or more a month isn't easy for most middle class families.

Again, I'm going to ask those of you who have personally gone onto the exchanges or know someone who has - how does the quoted premium from the exchange compare to the actual premium that will be paid?


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RE: Lost your plan? Share your story!

Not worth it.

This post was edited by magic_az on Mon, Nov 11, 13 at 10:13


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RE: Lost your plan? Share your story!

Well the people with state run exchanges can get into those. It is the federal exchange, which is needed in those states whose government refused to provide a state exchange, which is having problems.


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RE: Lost your plan? Share your story!

"Thats what this really is all about isn't it.
Putting the people that "have" in a position of worry, hurt and hardship.
There will be no insurance for me . I can't afford the high premiums.
But some yah-hoo that doesn't want to work and never prepared for any health issues will now have free insurance and not have to lift a hand to try an keep from being cancelled. Love that level playing field you liberals
keep harping on."--citywoman

*

Citywoman, I missed your post with this quote.

I am sorry that you are so upset and can't sleep, and I am sorry that you posted on a thread to share your story and are mocked and accused of not telling the truth.

What you said that I quoted is the gist of why the ACA legislation was passed.

Green is a color many wear and they love to stick it to someone else that has more. They will not be happy until everyone is living on the edge and dependent on the government.

The short sighted thinking however is that money given to others for living expenses is money that is not going into an economy to build it, money for people to be self sufficient and not require government funds, and provide more revenue for those that truly do need and deserve the help.

The Democrats are in fact busy building a sinking ship, forcing producers on it by legislation, and laughing all the while--HOOTING, literally, how they are going to take some people down a peg.

It would be incredible if it weren't happening and you were not living it. You are in my prayers, Citywoman, and thoughts, please keep us posted. If you don't want to be mocked you can do it by email.

I will never forget those HOOTS after your first post, particularly since your anxiety and worry was so heartbreakingly palpable.

Demi


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RE: Lost your plan? Share your story!

Posted by mrskjun 9 (My Page) on Mon, Nov 11, 13 at 6:20
"…… they had health plans that fit their needs. " Uh, no, thats not true by a long shot. Many had crappy health care plans that were all they could afford.

Many had Cadillac plans, that paid 100% of everything they needed, But because their plan didn't include pediatric dentistry which they never needed, they were cancelled. "

Oh, so policies that covered everything with no co-pays and no deductibles that already had dental coverage and eye glasses - tacking on $500 in pediatric dentistry coverage broke the bank? Really? What nonsense.

Many are facing premiums that they cannot afford, You do realize that the premiums they were paying before reflected the coverage they had, and it was often crap?

they aren't eligible for subsidies, Well, no, if you make 400% of the poverty level.

or deductibles that absolutely don't make it worthwhile for the young and healthy to purchase insurance.

Uh, where do you get that? If it was ok to have a $10,000 deductible bare bones policy before, now its not?

Even most democrats other than the ones here are calling Obamacare a disaster.

Can we have a source for that? For that matter any of the nonsense?

I don't think you're hearing anyone say the roll out hasn't been a disaster - that said, many of us are waiting until they get it fixed and we see the results after it works properly before passing final judgement.

But I must say the sudden Conservative concern for the health insurance status of others is touching, if somewhat un-conforming to recent history, current Republican Policies, and so many statements made in the past about health care being a privilege, not a right.

And I do recognize that you, personally, want to see an expanded Medicare, single payer, solution, as do many of us. However, that is about as far from the official Republican/tea party policy and action stance as you can get.


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RE: Lost your plan? Share your story!

I have Part A, as everyone on Medicare gets. Buying into Part B right away seemed prudent because it allowed my employer provided insurance to fall to supplemental status - that suplemental picks up any shortfall of Part B and gives me the "creditable drug coverage.

Huh? Is this accurate, Duluth? I was just getting ready to drop mine at work in favor of Advantage, but I didn't know you could use work insurance as supplemental for Part B. I am getting a different story - I thought it was supplemental for Part A only.

Citywoman: You need to find yourself a trusted insurance broker. If you have Medicare there is no reason for you to pay more than $104 month for the Part B premium. There are Advantage plans that are $0 per month which cover everything including drugs. Why was your DH's insurance dropped after you keeping it for five years - if it was employer provided wouldn't you continue getting the same coverage even if they had to switch you to a different insurance company?


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RE: Lost your plan? Share your story!

How the hell do most senior seniors ever figure out this quagmire? Lord I hope they have family to help.....

I just get old and nothing changes except that all my meds are free....LOL


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RE: Lost your plan? Share your story!

Right, Chase? There's nothing quite like complicating life when it surely doesn't have to be that way!

However do you manage? ;-)


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RE: Lost your plan? Share your story!

david, if their policies were crap...guess what...it was their crap. Their freedom to choose. Now Obama is considering giving all those people who are losing policies that they like, extra subsidies to the tune of 1.2 trillion extra dollars...wow...Obamacare is going to do wonders for the deficit isn't it? Just like he promised...right.


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RE: Lost your plan? Share your story!

david, if their policies were crap...guess what...it was their crap. Their freedom to choose.

Does that also apply to seat belts in cars, airbags, uninspected foods, required child seats, motorcycle helmets and lots of other things that government has laid on top of what otherwise might be crappy choices?

Should we let people make those choices too?


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RE: Lost your plan? Share your story!

"But I must say the sudden Conservative concern for the health insurance status of others is touching..."

Indeed, only liberal obamacare supporters take pleasure in singling out newly uninsured widows for mocking.

"Uh, where do you get that? If it was ok to have a $10,000 deductible bare bones policy before, now its not?"

That was a risk for the customer to weigh, and may have made sense depending upon the monthly premiums. When a high deductible is combined with high monthly premiums that cost far more than the customer has ever used in a year, people are going to ask themselves what kind of "insurance" they're getting. These are obamacare approved plans.

"I don't think you're hearing anyone say the roll out hasn't been a disaster - that said, many of us are waiting until they get it fixed and we see the results after it works properly before passing final judgement."

Wrong. Obamacare merely has "glitches" and defenders point out other government programs initially had problems. Once people get online, they will be thrilled. People are just complaining because they're racists.

Everybody is happy you will benefit, David. But they don't need to wait for "final judgment" to know they've been scammed. Under obamacare, government dictates people buy health insurance that meets GOVERNMENT needs, not the needs of the individual. The cheaper insurance you and those caught in your situation look forward to is coming at great cost to tens of millions of other Americans. The burden under which you've been suffering isn't going to be righted by obamacare burdening everybody else.

I find it interesting that you're critical of Americans who complain they're forced to buy insurance they can't afford. That's where you just came from. How can you simply dismiss the people obamacare has sent to suffer as you did?

Why should your neighbor who already knows he can't afford obamacare wait to "pass judgment" on what has been done to him???

People can be stupid about a lot of things, but they already see obamacare will be a huge drain on their budgets and bank accounts. They're desperate to stop the bleeding, and complaining is all they can do, given the Democrats who put them in this fix still control the presidency and Senate.

They weren't expecting to be damaged at all. Accepting victimhood is a really bad selling point for obamacare, David. It's not going to work.


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RE: Lost your plan? Share your story!

jerzee - believe what I was clumsily saying is I have Medicare Parts A and B and my employer sponsored insurance is simply there as an additional policy - and in my case, also provides the creditable Rx coverage.

I admit to being a bottom liner; I check the statement for any "patient responsibility" after it's cycled through my insurances - and since going on Medicare it's been 0. I haven't needed hospitalization, hospice, or outpatient care, but have had a colonoscopy, mammograms, annual doctor's appointments with blood work, etc.

From Medicare.gov..."If you don't sign up for Part B when you're first eligible or if you drop Part B and then get it later, you may have to pay a late enrollment penalty for as long as you have Medicare. Your monthly premium for Part B may go up 10% for each full 12-month period that you could have had Part B, but didn't sign up for it."


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RE: Lost your plan? Share your story!

People can be stupid about a lot of things

What I hear you saying, nik, is that you think it was ok for people to "be stupid" when it was affordable for them but it's not ok to try to improve healthcare for Americans when it:

-requires them to get a policy that is more comprehensive (covers well visits for example) so that problems get detected early

-or shields them from financial ruin (removes life time caps on coverage)

-or from imposing their healthcare costs on other people (because they were using the emergency room for their healthcare).

This post was edited by esh_ga on Mon, Nov 11, 13 at 12:24


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RE: Lost your plan? Share your story!

Obamacare is going to do wonders for the deficit isn't it? Just like he promised...right.

The main portion of ACA hasn't even started yet so how can you make that hysterical statement.

david, if their policies were crap...guess what...it was their crap

What's wrong with the government making sure that people get their money's worth so they don't have to rely on the taxpayer when they get in trouble.

There are certain things that the government is involved in that make sense. Would you have preferred the government ignore the New Orleans region after Katrina hit or after the gulf oil spill?


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RE: Lost your plan? Share your story!

I'm having a problem understanding why CW would lose a benefit that was provided by her husband's employer. If the employer cancelled or purchased a different benefits plan, wouldn't the blame belong with the employer and not "Obamacare"?


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RE: Lost your plan? Share your story!

Did you know that cars cost more now because of required safety features? Safety glass, air bags, better brakes, seat belts, more rigid bumpers, improved gas tanks and many more features that have been required over the last 75 years.

Is that a burden on people that they have to pay more for features in cars that do a better job saving their lives?

This post was edited by esh_ga on Mon, Nov 11, 13 at 12:29


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RE: Lost your plan? Share your story!

Duluth: I am so surprised that you can keep you current work insurance as a supplement to Medicare B. Now I am REALLY confused - lol! No one told me that that was an option! Even though I did not sign up for Medicare when I was eligible, I won't have to pay any penalties because I can prove that I had creditable coverage (from work) right up to the switchover.


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RE: Lost your plan? Share your story!

Nik: I find it interesting that you're critical of Americans who complain they're forced to buy insurance they can't afford. That's where you just came from. How can you simply dismiss the people obamacare has sent to suffer as you did?

I believe you're misinterpreting what I'm posting. I don't think its being overly critical pointing out that a policy that costs $140 a month with an annual $200 deductible from an employer to a spousal surviver, two years later, is very generous. And isn't it great she was able to have that for so many years.

I can't imagine a policy like that being banned under Obamacare, I suspect that its the insurance company, or the deceased spouses' company, that changed the rates, not President Obama.

Perhaps I should make myself clear - Health insurance, and covering what your policy doesn't should you get sick, is unaffordable to most people on the individual market, unless you happen to be in the top 10% income earners. The reason health insurance is so expensive is because health care in the US is so expensive, at least twice what it is anywhere else. And the reason for that is because we have a congress totally bribed to represent the interests and greed of pharmaceutical companies, medical supply companies, and for-profit insurance companies. Combined with a system that rewards more and more treatments over actual patient wellness.

Recognizing the general unaffordability for people on the individual market, there are subsidies under Obamacare, up to 400 % of the poverty level.

And as for the cost of it all, the non-partisan CBO finds it saves money over what was there before.

And if you, like me, don't like the current system run by greed heads, lets vote for those who would move towards universal Medicare, paid with taxes on a variety of sources instead of insurance premiums, covering major medical expenses. And let private insurance taking up the remainder


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RE: Lost your plan? Share your story!

"I believe you're misinterpreting what I'm posting."

I think you've been very clear. CW should be grateful she got a good deal, but it's over. Although millions of Americans have lost their insurance, and those losses and higher rates are in keeping with predictions Democrats made (but neglected to tell constituents about) you nevertheless "suspect" (but do not elaborate) that in CW's case the culprit is the insurance company. You want us to know Obama didn't change her policy, helpful information for anyone who believes the president sits in the oval office and personally raises rates.

"Perhaps I should make myself clear - Health insurance, and covering what your policy doesn't should you get sick, is unaffordable to most people on the individual market, unless you happen to be in the top 10% income earners."

I agree with you. That is why Democrats ordering middle class Americans to buy insurance they can't afford was unbelievably stupid.


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RE: Lost your plan? Share your story!

I agree with you. That is why Democrats ordering middle class Americans to buy insurance they can't afford was unbelievably stupid.

No. What is stupid is NOT buying health insurance.


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RE: Lost your plan? Share your story!

This is slightly off topic but I didn't want to start another thread. Last night at the gym at 7PM I began watching the coverage of the horrendous storm in the Philippines. Erin Burnet, while not my favorite person, showed incredible footage of the worst storm EVER to hit our planet. 10,000 people feared dead, thousands dying without food and water. The segment went long and was on later in the program. Meanwhile on the bank of TVs , Fox is beside CNN, and I saw twisted mouth Greta talk about Obamacare incessantly the whole time I exercised which was over 30 minutes. Not a word about this horrible tragedy. Also not a word about Benghazi, because the focus FAUX had in their sights now was health care . Not a mention of Lara Logan's apology that the whole story 60 Minutes ran was false. Wanna know why I hate Fox? What news? Only news WE choose to run.


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RE: Lost your plan? Share your story!

So many good points made regarding the insurance nightmare so many of us have found ourselves in.
Nik...all of your posts were straight and made every point very clear to the ones being effected by this.
First off, for the record, for those who didn't fully get my
explanation.
I was covered on my DH's policy through his empl for 30 yrs. I know little about insurance because it was not a worry and I didn't have to be concerned.
I do know that it picked up and paid 100% after you met your deductable because he was ill for so long and we didn't have medical bills.
I don't even know how much the premium for the two of us was.

When he passed away in 2008 I received my packet and the premium was $85 with a $200 deductable.
I also have a drug card and get my meds through the mail from the same coverage and my c0-pay is $10-$15
depending on the med.
As of 2013 my premium was $97.

The NEW packet for 2014 assured me that I wasn't being cancelled because I have an option of paying $503
a month with an out-of-pocket maximum of $2500 per individual annually.........quote..............unquote.
The packet then went on to list ALL the new eligibility
changes and medical changes and stated, "AS A RESULT OF VARIOUS LEGISLATIVE REQUIREMENTS AND OTHERS ARE INTENDED TO BE CONSISTENT WITH HEALTH CARE INDUSTRY STANDARDS AND BEST PRATICES". Unquote.

I was never deprived of good quality care and never even thought about insurance other than how very fortunate I was to be covered.
So what the bottom line is on this:
I would be required to pay $503 v $97 monthly so ones can have their 26 yr old on their policy.......so ones can have their same sex spouse on their policy......so ones can have Clinical Trials paid for etc.
I think all of the above is wonderful and needed but I also see that THIS is why I can no longer afford my insurance.
Anyone who keeps insisting its the fault of those lousy old insurance companies who don't care anything about you and obamacare has nothing to do with what the companies are doing is lying as bad as obama or just can't admit there is a bad problem .

I know this is long but I had several questioning why my policy would be cancelled etc and it was not cancelled.
It just skyrocketed so I could help pay for all the changes that obamacare demanded.

I loved my policy . Who wouldn't have????
As of March 2014 I will have to wave it goodbye.

Are you liberals liking this "Make it a more level........even
playing field"?
By the time obama goes out of office I wonder if I will have had to give up my shoes, underwear and furniture because it might be nicer than a less fortunate has?
Silly , I know but that is the impression I get from most liberals.


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RE: Lost your plan? Share your story!

By the time obama goes out of office I wonder if I will have had to give up my shoes, underwear and furniture because it might be nicer than a less fortunate has?

*

YES, Citywoman, if some Democrats get their way.

As David speculated about your personal situation,

Posted by david52 z5CO (My Page) on
Sun, Nov 10, 13 at 13:19

"Citywoman, what ever insurance you had before that had a $200 deductible and only cost $85 a month for someone nearing Medicare eligibility age is stunningly generous, to put it mildly. And a widow to boot. Your husband must have worked for a very, very profitable company to offer such a policy to workers and survivors."

... it is quite obvious that if someone thinks your husband worked for a "very very (TWO VERYS!!!!!) profitable company"
then you can read between the lines and know that that is a VERY VERY bad thing.

You know, those evil "very very profitable companies" going around providing goods and services and those employees getting paid way more than they are worth according to David and others and how dare they offer affordable insurance for their employees and their families.

Why, don't you know Citywoman as you have been told this is generous and you were fortunate for so long but now by God you had better get out and get online and cough up hundreds of dollars more per month because your gravy train just got transferred to people that were and are not able or willing to take care of themselves and their families like us.


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RE: Lost your plan? Share your story!

citywoman, research your choices, please.

The insurance companies don't care about you, so make sure you get someone else to help you research. Don't take their word for it.


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RE: Lost your plan? Share your story!

… it is quite obvious that if someone thinks your husband worked for a "very very (TWO VERYS!!!!!) profitable company"
then you can read between the lines and know that that is a VERY VERY bad thing.

Ah, good old Demi - the one who takes such verbose umbrage when someone assigns her intentions and meanings of what she's posted, now telling everyone what I think, by "reading between the lines". Class act as always.

/I know, I shouldn't take the bait.


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RE: Lost your plan? Share your story!

CW: I am still not clear whether you are on Medicare.
The $97 sounds like the Medicare Part B premium. It sounds like your husband's former employer was picking up the tab for a supplemental policy to cover the rest. For some reason the employer appears to have ended that coverage. Maybe it was supposed to last for five years only.

Now you are being asked to pay for the supplemental coverage out of your own pocket maybe? For me it would have been almost $400 for the supplemental policy (including part B) so $500 sounds like it could be right. The price depends on where you live and you age when you sign up.

*I just checked and $97 is what Medicare Part B used to cost in 2008-9 so I really think that is what you are talking about and if it is the ACA has nothing to do with it. .

This post was edited by jerzeegirl on Tue, Nov 12, 13 at 17:54


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RE: Lost your plan? Share your story!

Thanks for your kind words, CW. Just please hang in there. Even Bill Clinton (who recently tried to get people to sign up for obamacare) is done trying to sell this turkey. He is calling on the president to keep his word. So sleep well.

The Democrats responsible for this mess should be the ones staring up at the ceiling. One way or another, the pile of dung they've dumped on the middle class has to be cleaned up.

They can do it themselves or their GOP replacements will do it for them after the mid terms. Either way, the middle class is finally wise to the scam, and the Democrats' glorious, dictatorial plans are going down in flames even faster than I could have imagined.


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RE: Lost your plan? Share your story!

You know, I thought the whole purpose of Obamacare was to make sure that people would have affordable health insurance. So far almost 5 million people have been kicked off of the policies they had, and so far almost 50 thousand have signed up for Obamacare. So if it was meant to make sure everyone had affordable coverage, how come we now have almost 5 million more people without insurance coverage? Was that the way it was meant to work?


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RE: Lost your plan? Share your story!

Thanks for your kind words, CW. Just please hang in there.

If CW is 69 as you said in another thread, then her whole story is a fraud since she would be on Medicare (which is what I suspected from the get-go). It's not nice for her to try to pull the wool over people's eyes to gain unwarranted sympathy.


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RE: Lost your plan? Share your story!

jerzee..I didn't go on Medicare until I was 65 IN 2009.
In 2008 my premium was $85 for DH's survivor coverage for me.
In 2009 on Medicare, I paid $97 for Medicare BUT but but.........I STILL HAD A PREMIUM payment with emplo
coverage.
Medicare was my primary and HMR was my supplimental.
My emplo insurance increased every year to $97 for the year 2013 which has nothing to do with Medicare.

Spin my coverage any way you like it but the bottom line is ...obamacare knocked the heck out of all those afforable premiums we were so lucky to have.
In the packet its the families that were the hardest hit and my heart goes out to them.

Esh , you keep saying Insurance comp's don't care anything about you but my insurance always took care of us even before either one of us was able to get Medicare.

The insr comp is just doing what it has to do to pay for
all the add ons from obamacare.
Where in your minds Democrats...did you think the money was going to come from? Sock it to the midddle class.


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RE: Lost your plan? Share your story!

At the link is a politifact document busting holes in some chain email going around about Obamacare raising Medicare payments.

It has nothing to do, factually, with what Citywoman is going through, except to better explain how premiums for Medicare are calculated, and what Obamacare has to do with any of it.

Worth a read.

Here is a link that might be useful: pants on fire.


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RE: Lost your plan? Share your story!

citywoman: What I don't think you understand is that you can have perfectly fine health insurance and it doesn't have to cost you $500.
As a Medicare recipient you have LOTS of choices. I had three invitations in the mail for health insurance just today! You can be on an excellent plan for the cost of your Part B premium if you decide to go with an HMO or PPO. Depending on the insurer there are plans that cost $0 - all you have to pay is $104 Part B premium. I bet one of these plans will have your. current doctors in the network. You really have to do some research first before you blame everything on the ACA.

This post was edited by jerzeegirl on Tue, Nov 12, 13 at 20:09


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RE: Lost your plan? Share your story!

Don't you get it SHE LIKED HER PLAN AND OBAMA SAID SHE COULD KEEP IT.

It doesn't matter one WHIT what you think about what better coverage she might could get,

She doesn't want to mess with it SHE LIKED HER PLAN AND WAS TOLD SHE COULD KEEP IT PERIOD.


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RE: Lost your plan? Share your story!

WHAT YOU DON'T SEEM TO UNDERSTAND IS SHE CAN KEEP IT.


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RE: Lost your plan? Share your story!

NO WHEN THE PREMIUM CHANGES IT IS NOT THE SAME POLICY--THAT IS WHAT THE LAW SAYS.


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RE: Lost your plan? Share your story!

WHAT????? SO NOW ALL INSURANCE COMPANIES ARE REQUIRED TO FREEZE THEIR PRICES? AIN'T GONNA HAPPEN.


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RE: Lost your plan? Share your story!

citywoman, I see you are determined to believe what you want to believe and not listen to anyone trying to encourage you to do some more research.

We are liberals and therefore we must be out to screw you over and your insurance company is the one to trust. Please proceed.


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RE: Lost your plan? Share your story!

demi...they just don't get it do they?
How many times have we been accused of not comprehending what they were saying?
I never said I didn't have Medicare because Medicare is never formost in my mind. I had the insurance through his employer also.. Isn't that what good responsible citizens are suppose to do? Make sure your bases are covered with private insurance to help pick up the tab?
No way do they understand what we are saying and would never admit it if they did.

Talk about a piece of human kindness. Amazing "they "
want all poor people to have a better life.....they say.
•Posted by jerzeegirl 9 (My Page) on Tue, Nov 12, 13 at 18:57
If CW is 69 as you said in another thread, then her whole story is a fraud since she would be on Medicare (which is what I suspected from the get-go). It's not nice for her to try to pull the wool over people's eyes to gain unwarranted sympathy.


I feel like I need a shower after she spewed that dirt.


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RE: Lost your plan? Share your story!

Meanwhile, Illinos has 44,000 new medicaid (free ins.) recipients. They were able to EZ enroll because they were already receiving food stamps. Click click click. You have free ins!!!!!


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RE: Lost your plan? Share your story!

CW: I asked several times if you were on Medicare and you did not say which lead me to believe something different. You were wailing about losing your insurance and losing sleep and I felt sorry for you at first. But now I guess I realize that you were trying to snooker people into believing that you were in some kind of dire straits when in reality you can either suck it up and pay the premium for the employment insurance or find a nice Medicare plan that will serve your needs.

I'm done with this and I'm sorry I even bothered to engage you in any kind of conversation.


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RE: Lost your plan? Share your story!

Posted by citywoman2012 none (My Page) on
Wed, Nov 13, 13 at 1:30

demi...they just don't get it do they?
How many times have we been accused of not comprehending what they were saying?
I never said I didn't have Medicare because Medicare is never formost in my mind. I had the insurance through his employer also.. Isn't that what good responsible citizens are suppose to do? Make sure your bases are covered with private insurance to help pick up the tab?
No way do they understand what we are saying and would never admit it if they did.

Talk about a piece of human kindness. Amazing "they "
want all poor people to have a better life.....they say.
•Posted by jerzeegirl 9 (My Page) on Tue, Nov 12, 13 at 18:57
If CW is 69 as you said in another thread, then her whole story is a fraud since she would be on Medicare (which is what I suspected from the get-go). It's not nice for her to try to pull the wool over people's eyes to gain unwarranted sympathy.

I feel like I need a shower after she spewed that dirt.

*

Yea, I have to keep canola oil here after so many showers o being spewed with personal invectives every day here.

It's not enough to type your opinon on an opinion forum, there have to be group assessments of your character--and almost all of them very negative, there have to be mischaracterizations of what you said and wild extrapolations
in every direction to either make you appear to be or flat out accuse you of being selfish, lying, non caring, or some other character laden incarnation of their idea of a conservative that believes as you do.

And then we get your post and after being told how fortunate you were--in fact "too" fortunate apparently to be married to a man that worked for a "very, very" profitable company (I guess they had some Snoopy looking up your IP and spending days digging to find out all about you and your husband, probably your blood type and looked for photos of you too on the internet, probably your house and what it looks like, how many square feet and what it was worth) and thought enough of you to make sure you were insured, so by God you need to pony up and spend more so others can have the same thing you and your husband worked for.

It doesn't matter that conservatives want everyone to have access to health care for reasonable amounts of money.
It doesn't matter that we have predicted that Obamacare would NOT work as outlined and that that is in fact what is happening.

Then on top of that, you are accused of being a LIAR and trying to fool the forum.

And, no apology.

Believe me, I've received the nasty venom too and from this poster.

It's what they do here.
It's what they do best.

Try to have a good day Citywoman, and rest in the fact that you are right and above those that accused you of lying and taunted you for your insurance benefits.


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RE: Lost your plan? Share your story!

Truth is she didn't tell the whole story and was fishing for sympathy. I don't have to say a word - the thread says it all.

Demi, I am tired of your bullying words . Go play with yourself.


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RE: Lost your plan? Share your story!

Are you kidden me???? You have Medicare??? Hello!!!


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RE: Lost your plan? Share your story!

•Posted by jerzeegirl 9 (My Page) on Wed, Nov 13, 13 at 9:31

Truth is she didn't tell the whole story and was fishing for sympathy. I don't have to say a word - the thread says it all.
*****************
Aw but I did tell the whole story.
My premium is going up to $503.
That has nothing to do with Medicare.
I have lost my plan because I can't pay it.

And if you actually think (which you know better!) that any CONSERVATIVE, Republican that voted for Mitt R
would be the least bit interested in sympathy from liberals on an internet forum then you need to take a break!
Its only people lacking in comprehension that wouldn't have understood from the first post that I got the shaft because of obamacare.
At least I know when I have been shafted.
Some of you are still reaching for the after smoke with a smile.

My sympathies for you guys with the glazed over eyes.


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RE: Lost your plan? Share your story!

Then stop talking to us! Sheesh.


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RE: Lost your plan? Share your story!

Citywoman writes on Sat. Nov. 9, 13 at 22:56

As of March 2014 I will be without my secondary ins and will only have Medicare.
I can forget about going to the Dr. or having my medicines filled. Thank you Mr ahole.

And on Tues. Nov. 12, 13, 15:47

I know little about insurance because it was not a worry and I didn't have to be concerned.
I do know that it picked up and paid 100% after you met your deductable because he was ill for so long and we didn't have medical bills.
I don't even know how much the premium for the two of us was.

Not to be redundant, but the $97 premium mentioned is coincidentally pretty identical to what the Medicare Part B premium was back in 2008 (which is now $104 and change).

If citywoman does have Medicare Part B, her doctor's appointments, preventive care, and routine tests are not in jeopardy. She has more options within the Medicare plan; including Rx coverage.

Change is hard, but sometimes you have to be proactive - sit down and figure out what it is exactly that you've got and go from there.


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RE: Lost your plan? Share your story!

"At least I know when I have been shafted. Some of you are still reaching for the after smoke with a smile."

Well put, Countrywoman.

Are you familiar with the hilarious "Black Knight" in Monty Python and the Holy Grail? He lives in a state of denial, making increasingly preposterous claims while reality transforms him into a babbling, impotent laughingstock of a liar before our very eyes.

Here is a link that might be useful: 'Tis but a scratch!


 o
RE: Lost your plan? Share your story!

"At least I know when I have been shafted. Some of you are still reaching for the after smoke with a smile."

Well put, Countrywoman.

Are you familiar with the hilarious "Black Knight" in Monty Python and the Holy Grail? He lives in a state of denial, making increasingly preposterous claims while reality transforms him into a babbling, impotent laughingstock of a liar before our very eyes.

Here is a link that might be useful: 'Tis but a scratch!


 o
RE: Lost your plan? Share your story!

"At least I know when I have been shafted. Some of you are still reaching for the after smoke with a smile."

From the shoving down the throat to getting shafted to the post coital smoke, all I can conclude that you gals really get turned on by sexual innuendos.

This post was edited by jerzeegirl on Wed, Nov 13, 13 at 13:31


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RE: Lost your plan? Share your story!

Definitely some disgusting innuendos here. Real class acts.


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RE: Lost your plan? Share your story!

I'm confused......

If someone had such a Cadillac plan that coverd 100% of everything then what would be the additional coverage that the AHCA would require now be provided that wasn't?

From what I am given to understand this was an employee provided group plan of the highest level so it most certainly covered things like maternity and pediatric care.

Sounds to me ,based on what CW has shared , that the insurance company is pulling a fast one

If I was CW and wanted this policy, I would be calling the insurance company and demanding to know specifically what changes to her policy , as a result of the AHCA, is causing her premium to go up so much...specifically what is the new coverage she must have now that wasn't in her previous policy

Maybe I'm different but I would be having a serious conversion with the insurance company if I was ever to receive such a letter.

I don't get this new found belief in the honesty, integrity and blind faith in the health insurance companies......actually I do.


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RE: Lost your plan? Share your story!

Posted by jerzeegirl 9 (My Page) on
Wed, Nov 13, 13 at 9:31

Truth is she didn't tell the whole story and was fishing for sympathy. I don't have to say a word - the thread says it all.

Demi, I am tired of your bullying words . Go play with yourself.
*

I didn't post one "bullying" word.

I posted what happens when other conservative posters and I post here.

Really, you should be accurate in what you post about me.

And as to this post, jerzeegirl, :

Posted by jerzeegirl 9 (My Page) on
Wed, Nov 13, 13 at 13:30

"At least I know when I have been shafted. Some of you are still reaching for the after smoke with a smile."

From the shoving down the throat to getting shafted to the post coital smoke, all I can conclude that you gals really get turned on by sexual innuendos."

...you're the one making sexual innuendos.
Projection, much?

Posted by jerzeegirl 9 (My Page) on
Wed, Nov 13, 13 at 9:31

"Demi, I am tired of your bullying words . Go play with yourself."

I'm too young and desirable to be forced into that activity.
Maybe when I'm on Medicare.


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RE: Lost your plan? Share your story!

I'm too young and desirable to be forced into that activity.
Maybe when I'm on Medicare.

Oh so you hate the over 65 crowd too. Good for you. I am sure that people will hate you too when you turn 65.

Oh and by the way go play with yourself was not meant the way you interpreted it. However, it's interesting that your mind went there.


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RE: Lost your plan? Share your story!

Posted by jerzeegirl 9 (My Page) on
Thu, Nov 14, 13 at 0:20

'I'm too young and desirable to be forced into that activity.
Maybe when I'm on Medicare.'

Oh so you hate the over 65 crowd too. Good for you. I am sure that people will hate you too when you turn 65.

Oh and by the way go play with yourself was not meant the way you interpreted it. However, it's interesting that your mind went there.

*

Jerzeeegirl, why wouldn't I think it was meant "that way" when you typed this:

"From the shoving down the throat to getting shafted to the post coital smoke, all I can conclude that you gals really get turned on by sexual innuendos."

*

I don't hate anyone from the over 65 crowd.
Why would I? Why would you say anything like that?
I don't hate anyone or anything.


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RE: Lost your plan? Share your story!

You really have to wonder exactly how desirable one is if they have even the slightest concern they may loose that in a few short years.

Or maybe it has something to do with insecurity and the aging process. In any case, turning 65 has no significance when it comes to being desirable. Desirability is much more to do with who you are than it does you're birthdate.

This post was edited by chase on Thu, Nov 14, 13 at 8:51


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RE: Lost your plan? Share your story!

Posted by chase z6 (My Page) on
Thu, Nov 14, 13 at 8:40

You really have to wonder exactly how desirable one is if they have even the slightest concern they may loose that in a few short years.

Or maybe it has something to do with insecurity and the aging process. In any case, turning 65 has no significance when it comes to being desirable. Desirability is much more to do with who you are than it does you're birthdate.

*

Oh, how petty to suggest insecurity and the ageing process.

None here.

Just facts madam.

Look at an attractive 55 year old woman and then look at the same woman at 65 years old.

While women can of course be desirable at any age, a lot of ageing occurs to women in that ten years--it's it is NOT the kind of ageing between 45 and 55.

I recall the actress and singer Dixie Carter, a beautiful woman in the eyes of many, lamenting this very fact when she was in her early 60s. She had a fabulous figure, long dark hair and good legs. She said she was leaving a restaurant and got cat calls from young men watching her from behind. She turned to acknowledge them and one commented to the other, "Man, she's old!."

Of course desirability has a lot to do with who you are, but many people will not bother to find that out if the package looks like it's past the expiration date, unless it's someone intentionally looking for an older woman.

Time marches on, Chase and Jerzeegirl.

This post was edited by demifloyd on Thu, Nov 14, 13 at 9:06


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RE: Lost your plan? Share your story!

Posted by chase z6 (My Page) on
Thu, Nov 14, 13 at 8:40

You really have to wonder exactly how desirable one is if they have even the slightest concern they may loose that in a few short years.

*

See grammar thread. You just got on someone's nerves LOL!


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RE: Lost your plan? Share your story!

Speaking of "class" Democrats think America's daughters are "hot to trot" with guys they just met! OMG he's hot! Hope he's as easy to get as this birth control! All I have to worry about is getting him between the covers!!!

Whose daughters were Democrats trying to reach with that demeaning ad? Think it's aimed at their own daughters? No way!

The elite's daughters are attending elite schools and dating the upper crust. They're not "hot to trot" with guys they meet on the street. That trashy, high risk behavior is how Democrats see YOUR daughters, folks. That's why the ad has a woman saying "Thank you, Obamacare!" and holding her prized birth control pills. That is a cheap and disgusting way to portray America's daughters.

Democrat politicians' daughters are preparing for productive and powerful careers. Imagine the outrage if an an ad designed to attract their own daughters.featured an easy, birth control pill toting woman looking for casual sex with a stranger.

Trashy women. This is how Democrats show their class.


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RE: Lost your plan? Share your story!

Oh yes demoCRAT women are trash.

Really? This is the level of debate we have to deal with here?


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RE: Lost your plan? Share your story!

Trashy women. This is how Democrats show their class.

*

What class?


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